Trusted experience, tailored protection
We’re committed to providing our Members with unwavering care and support in the moments that matter, so you can keep on practising with confidence.
This is your MDA National – your trusted partner for support in the moments that matter
Our immediate priority will always be to provide timely, practical and expert medico-legal support and advice, when you need it most. With MDA National, you have the support of industry-leading doctors, lawyers and medical defence experts who are just a click or phone call away. Our highly experienced team are always ready and available to provide you with personalised medico-legal advice on call in emergencies.
- Comprehensive protection for your career
- 24 hour emergency medico-legal advice – expertise and support when you needi t most no matter how small your query, with one case manager until your matter is resolved.
- Accredited CPD Education – gain CPD points from our extensive suite of education, well known in the industry for its quality.
- Member Discounts – Available on medical education texts, Med shop and professional career development training.
- Industry Events – in addition to hosting our own events such as medico-legal round tables and CPD accredited education, we participate in supporting the profession across the country via sponsorship, and by providing education to the broader medical profession.
- Member Online portal – aces your insurance documents at your convenience, update your details and explore personalized member-only resources and online education.
- Doctors for Doctors Program – confidential peer support during medico-legal matters, exempt from mandatory reporting including complimentary and confidential professional support from an independent psychiatrist, should you need it during a medico-legal matter.
- MDA Library – access articles, blogs and case studies to keep you informed with relevant practical medico-legal advice.
- Social Responsibility – we give back to our communities, including a Charity of Choice association with Beyond Blue to support the mental health of doctors in Australia.
Hear what our Members have to say about the support and unwavering care they have received from MDA National
To find out more about your policy cover please select your specialty below:
AnaesthetistOphthalmologist Pathologist Physician PsychiatristRadiologist SurgeonOrthopaedicGeneral Practitioner
For all other specialties, select here.
What am I covered for?
Your extensive MDA National Professional Indemnity covers you for civil claims, employment disputes, representation at a coronial inquiry and a wide range of medico-legal matters.
The following table is a brief summary of covers and limits. The summary wording should not be relied on as a full description of cover. Please refer to the Policy Wording† for full details of terms and conditions:
We will...
| Aggregate Limit of Cover for all Claims* | |
|
$20 million |
| We will... | Aggregate Sub-limits* |
|
$2 million |
|
$100,000 but for claims by you for unpaid remuneration we will not pay more than the amount reasonably sought by you |
|
$100,000 (with Excess of $20,000) |
|
$100,000 |
|
$250,000 |
|
$100,000 for Medical Practitioner |
|
$20,000 (with a maximum of $2,000 per day for up to 10 days) |
|
$100,000 |
*Provided that the Maximum Limit of Indemnity is not exceeded.
†A copy of the Policy Wording is available at mdanational.com.au/Downloads.
For more information please read our Professional Indemnity Insurance Policy Combined Financial Services Guide (FSG), Product Disclosure Statement (PDS) and Policy Wording and Supplementary FSG and PDS including Amendments to the Policy Wording from our Download Center.
Doctors in Private Practice
MDA National’s Professional Indemnity Insurance Policy is designed to provide you with peace of mind and extensive cover to protect you from medico-legal risks that may arise from your provision of healthcare services to patients:
Risk Category & Gross Annual Billings
The cost of your medical indemnity insurance with MDA National will be determined depending on the type of speciality practice or procedures you undertake, the amount of gross annual billings and state in which you primarily practice.
Please refer to our Risk Category Guide to see which category suits your practise best, contact our Member Services team on 1800 011 255 (8:30am to 8:00pm Monday to Friday AEST) or your local Business Development Specialist can assist you with any questions you may have or guide you through the quote or application process.
CPD Accredited Education and Resources
MDA National provides timely education to help our Members minimise their medico-legal risk and continually improve their communication and non-clinical skills. Our resources include CPD accredited e-learning and face-to-face education. To find out more about the range of topics covered, or to book an education session for your practice, association or college meeting, visit our Education Activities page.
Visit the MDA National library to see our full suite of articles, blog posts, webinars and podcasts. You will also find a series of Podcasts on Apple Music and Spotify. Remember to subscribe to our medico-legal blog at the bottom of this page so you can stay up to date with short sharp blog posts relevant to the medical profession.
Visit the MDA National library to see our full suite of articles, blog posts, webinars and podcasts. You will also find a series of Podcasts on Apple Music and Spotify. Remember to subscribe to our medico-legal blog at the bottom of this page so you can stay up to date with short sharp blog posts relevant to the medical profession.
Extensive cover to protect your medical practice
MDA National's Practice Indemnity Policy is designed to complement a doctors' own Professional Indemnity Insurance Policy and covers the liabilities of the practice entity and its employees in relation to the healthcare services provided by the practice. This can include; reception staff, practice managers, allied health professionals, nurses, and vicarious liability arising from contractors or tenants.
Cover includes defence costs for employment disputes and 24/7 medico-legal advice for practice managers and reception staff. Additional discounts of up to 50% are available if the doctors are also members of MDA National for their individual professional indemnity insurance.
For more information on our Practice Indemnity Policy, please click here.
Support in Practice
It’s not easy managing the day to day of your own private consulting rooms with so many things to consider. As an MDA National member or Practice Indemnity Policy holder, our Support in Practice team are here to guide you through this process, so you can keep on focusing on providing outstanding patient care.
Our Support in Practice service is designed to support and assist practices in identifying and assessing risks within their practice environment and implementing simple strategies to mitigate those risks. A consultation is tailored to meet your medico-legal needs and can include specific areas of concern.
Public Practice
If you are continuing a public hospital appointment as a specialist, together with private specialist practice, our policy provides automatic ‘top-up’ cover outside of that provided by the state government or public hospital. This includes cover for:
- fines and penalties for unintended breaches of the privacy act
- legal costs for investigations (including Professional Services Review Committees, AHPRA, Pharmaceutical Benefits Scheme, Medicare, Health Care Complaints Commissioner), inquiries, self-referrals to a health program, sexual misconduct and criminal conduct
- pursuit and defence of defamation matters
- communicable disease cover
- legal costs for seeking an Apprehended Violence Order against another
- legal costs for breaches of competition, consumer or fair-trading legislation
- legal costs of employment and credentialing disputes
- legal costs of medical college training disputes
- loss of documents cover
- loss of income cover for attending a hearing at court with respect to a civil liability claim against you
For more information please read our Professional Indemnity Insurance Policy Combined Financial Services Guide (FSG), Product Disclosure Statement (PDS) and Policy Wording and Supplementary FSG and PDS including Amendments to the Policy Wording from our Download Centre.
Overseas Cover
If you intend on undertaking additional specialist practice, or volunteer practise overseas, MDA National can provide an extension of cover in certain situations for additional peace of mind and protection overseas. For more information on our automatic inclusions and extensions to your cover please refer to our Risk Category Guide available from our Download Centre.
Premium Support Scheme
Premium Support Scheme Eligibility
MDA National Insurance has entered into an agreement with the Department of Health and Ageing and Medicare Australia to administer the the Premium Support Scheme (PSS) on the government's behalf.
The PSS is an Australian Government Scheme introduced to assist eligible doctors meet the costs of their medical indemnity insurance. For further information and to determine eligibility, click here.
Prefer to speak to us in person?
Medical indemnity can be complex. We are here to help, so please contact us for more detail on 1800 011 255 or email peaceofmind@mdanational.com.au.
Apply online today or contact your local Business Development Specialist to arrange a personalised meeting to discuss your medical indemnity needs.
MDA National Insurance Pty Ltd (MDA National Insurance) is a general insurer authorised by the Australian Prudential Regulation Authority (APRA). MDA National Insurance Pty Ltd holds an Australian Financial Services Licence Number 238073, issued by the Australian Securities & Investments Commission (ASIC) and is authorised to advise and deal in general insurance products. Members of MDA National have access to insurance policies issued by MDA National Insurance.
For information on commercial and domestic insurance products, visit the website of AMA Financial Services (when clicking you will be leaving the MDA National website, MDA National does not accept any responsibility for the content displayed) or call them on 08 9273 3077.
